The physical damage from any disaster can be costly – the damage to your normal flow of business is devastating. Your business depends on your costumers. The sooner you are back in business the less impact to your businesses' future cliental.
That's why you need a professional adjuster, commercial claims are complicated and the policies can be 300 pages long. We are versed in these policies. We look at all of your coverage's. Each individual coverage, endorsement & limit is addressed and applied to your loss along with the repair process to assure that your are paid the correctly and fully.
The claim process sometimes demands expert such as Industrial Consultants, Structural Engineers. Experts in specific types of construction, experts for State Building Codes , International Building Codes, energy, electrical, fire, environmental & hazmat consultants. We also have available expert accountants to determine business interruption and inventory specialist to itemize your business property inventory loss.
That's what we're here for. We are professional adjuster who work on your behalf to assure that your claim is paid fully and properly.
If your business has experienced damage or interruption as the result of a disaster, we're here to help. Our team provides the expertise and resources you need to get the most out of your claim.
Here's what we do:
So, if your commercial properties suffer casualty or loss, call Meiyssel Public Insurance Adjusters today.
Today, many Americans in the southern states share a concern about hurricanes – especially with a few deadly storms still lingering in recent memory.
As a result, hurricane insurance policies have greatly grown in number. But the sad truth is that most insurance claims related to hurricanes amount to far less than they should to cover the real extent of the damage.
That's why it's always best for policyholders to work with public adjusters when faced with catastrophic hurricane damage.
Wind & Hail can strike during any storm – even in the warmer months.
The effects of wind/hail can range from damaged roofs and windows, to ruined HVAC systems and severe interior damage.
Don't let your insurance company underestimate the damage caused by hail. If your business suffers from the effects of a hailstorm, contact our team of public adjusters to ensure you're compensated fairly.
One of the most common reasons for insurance claims is water damage.
Pipes burst as the result of winter freezes and water pressure. If this happens, if can wreak havoc on your structure. Consider the point that all the expensive stuff such as cabinets is on the floor. We have the tools required for the job such as infrared cameras, moisture meters to locate your water damage in hidden areas such as cabinets and interior walls.
But water damage comes in many different forms and degrees of severity. Insurance companies know these forms and degrees and may shortchange you on your claim if you don't have the watchful eye of a public adjuster nearby.
For many home and business owners alike, fire damage can be a worst nightmare.
Not only can fire completely destroy property – it can also seriously destabilize an overall structure and leave long-lasting effects through smoke/heat damage and soot.
Sometimes it may be difficult to justify a total loss claim to an insurance provider. Fires that do not completely destroy a structure create complicated "partial loss" insurance claim issues. In other words, you should rely on the services of an experienced public adjuster to maximize your claim in any fire damage situation. We also provide a detailed itemized inventory of your personal property to the claims adjuster.
It's not uncommon for individuals to lose their entire structures as a result of a tornado. Whether your home or business is gone completely or partially damaged, you still need a professional adjuster to access the damages correctly, compare your policy benefits and apply applicable coverage's and extension of coverage's & applicable depreciation.
If you do suffer from partial loss after a tornado, some insurance providers will chalk up your claim to simple wind damage. This labeling may overlook many important aspects of your loss, such as business interruption, law and ordinance, and code requirements.
To receive a prompt and fair settlement, it's crucial that you as a policyholder perform your duties and report your damages correctly. That's why you should take advantage of the services of a public insurance adjuster.